You're Our Top Priority
At Tri County Area FCU, we’re here to help you stay informed and protected with up-to-date tips and resources to help you prevent and avoid fraud. If you’ve experienced fraud or seen suspicious activity, please contact us right away to guard your finances and privacy.
Identity Theft
Identity Theft is a major concern that is not going away any time soon. It is important to stay informed and protect your information.
Here are some common tips:
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- Do not provide personal information on the phone, through mail, or online unless you initiate the contact.
- Secure personal information in your home to avoid theft (e.g. a locked, fireproof container).
- Be cautious when responding to promotions. If it sounds too good to be true, it probably is.
- Ask about information security procedures at places that collect your personal information (work, doctor, etc.).
- Secure your computer and electronic devices.
IdentityTheft.gov is the federal government’s one-stop resource for identity theft victims. The site provides streamlined checklists and sample letters to guide you through the recovery process.
Credit Reports
There are three consumer reporting agencies in the United States in which you can get your free credit report from annually under the Fair Credit Reporting Act (FCRA) – Equifax, Experian, and TransUnion. It is important to obtain a copy of each report annually to ensure that all account information is accurate.
The only website authorized to give this free report yearly is www.annualcreditreport.com. Be sure to check your spelling to ensure you are on the correct site because there are “imposter” websites offering free credit reports.
When you visit this site, you can choose to either get all three reports at the same time, or you can instead decide to space it out and request an annual free report one reporting agency at a time and visit the site every four months. If you chose to space it out, make sure to keep note of which agency you obtained a report from as you will not get another free report from this agency for another 12 months.
Tips to Fight Fraud
Protect Your
Personal Information
Never share personal information, like your login details, account numbers, social security, and PINs.
Setup Alerts
Set alerts for your debit card with Debit Card Management. You can also download the Tri County Area app to keep up with your accounts on the go.
Monitor Your
Credit Report
Regularly request and review your credit report for accuracy. Choose one or all three reports to receive and review through annualcreditreport.com.