Stay Covered with Privilege Pay
We know things don’t go always as planned. With Privilege Pay, you can avoid the inconvenience of a returned check or denial at the counter for your everyday debit card transactions.
We will authorize and pay overdrafts for the following types of transactions:
- Checks & other transactions made using your checking account number
- Automatic Bill Payments
We will not authorize and pay overdrafts for the following types of transactions, unless you ask us to. Simply call us at 610.326.3705.
- ATM transactions
- Everyday debit card transactions
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What fees will I be charged?
- A fee of $33 will be charged each time an overdraft is paid
Basic Program Limits
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Max negative balance: $333 (including fees)
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Account must return to positive within 35 days
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30-day minimum membership required
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No loan delinquency over 10 days
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At least $333 in deposits in the past 35 days (excluding loan proceeds)
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You may exit the program at any time — call 610-326-3705
How does this work with my current overdraft protection?
When an item is presented for payment, we will first check availability of funds in your savings account or any other account you previously set up as an overdraft account. If the item cannot be paid from these available funds, the item will be covered by Privilege Pay, if you meet the qualifications.
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