Grow Your Business Savings with TCAFCU
Open a Basic Business Savings and start helping your business succeed right away.
Benefits of Basic Business Savings
- Grow your business savings with dividends
- Track your savings progress with statements
- Low minimum opening deposit
Build and grow your business finances with a secure, interest-bearing savings account.
- Quarterly statements
- No monthly fees with a $100 minimum balance*
- *$10 Below Minimum Balance Fee will apply if balance falls below the minimum at any time during the month.
- Earn interest while keeping your funds safe and easily accessible
- 24/7 account access with secure Online Banking and Mobile Banking
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Use this calculator to determine your projected earnings from our High Rate Checking account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term Certificates can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total dividends earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Savings & Checking
| Business Savings & Checking | Minimum Balance to Earn APY* | Dividend Rate | APY* |
|---|---|---|---|
| Basic Business Savings | 0 | 0.05 | 0.05 |
| Business Money Market | $0.00 – $2,499.99 | 0.00 | 0.00 |
| Business Money Market | $2,500.00 – $49,999.99 | 1.20 | 1.20 |
| Business Money Market | $50,000.00 – $99,999.99 | 1.40 | 1.40 |
| Business Money Market | $100,000.00 + | 1.60 | 1.60 |
| Basic Business Checking | 0 | 0.05 | 0.05 |
| Business Premium Checking | 0 | 0.05 | 0.05 |
| Business Money Market Checking | $0.00 – $2,499.99 | 0.00 | 0.00 |
| Business Money Market Checking | Over $2,500 | 0.05 | 0.05 |
Certificates
| Certificate Term | Minimum Balance | Dividend Rate | APY* |
|---|---|---|---|
| 12 Months | $500 | 3.75 | 3.82 |
| 12 Months | $50,000 | 3.80 | 3.87 |
| 12 Months | $75,000 | 3.85 | 3.92 |
| 18 Months | $500 | 3.75 | 3.82 |
| 18 Months | $50,000 | 3.80 | 3.87 |
| 18 Months | $75,000 | 3.85 | 3.92 |
| 24 Months | $500 | 3.80 | 3.87 |
| 24 Months | $50,000 | 3.85 | 3.92 |
| 24 Months | $75,000 | 3.90 | 3.98 |
| 30 Months | $500 | 3.80 | 3.87 |
| 30 Months | $50,000 | 3.85 | 3.92 |
| 30 Months | $75,000 | 3.90 | 3.98 |
| 36 Months | $500 | 3.80 | 3.87 |
| 36 Months | $50,000 | 3.85 | 3.92 |
| 36 Months | $75,000 | 3.90 | 3.98 |
| 48 Months | $500 | 3.80 | 3.87 |
| 48 Months | $50,000 | 3.85 | 3.92 |
| 48 Months | $75,000 | 3.90 | 3.98 |
| 60 Months | $500 | 3.80 | 3.87 |
| 60 Months | $50,000 | 3.85 | 3.92 |
| 60 Months | $75,000 | 3.90 | 3.98 |
| Junior – 12 Months | $100 | 3.75 | 3.82 |
Credit Cards
| Product | *APR as low as |
|---|---|
| Visa Platinum Credit Card | 11.40% |
| Visa Platinum Rewards Credit Card: Earn 1.5 points per $1 spent – redeem for cash back, merchandise, gift cards, travel, and more! | 14.40% |
Green Loans
Finance a Hybrid Vehicle & Save 1% APR!
Offer cannot be combined with any other discounts. Purchases Only.
Call for Details – 610.326.3705
Home Equity Line of Credit
| Product | *APR as low as (Primary Residence) | *APR as low as(Investment) |
|---|---|---|
| Home Equity Line of Credit – 80% LTV | 6.00% | 7.00% |
| Home Equity Line of Credit – 90% LTV | 7.00% | NA |
The Home Equity Line of Credit has a variable rate feature and the Annual Percentage Rate (APR) and the monthly minimum payment can change as a result. This variable rate is based on prime and can change quarterly. Your rate will not be less than 4% APR (floor rate) or greater than 18% APR (maximum allowed by law). The minimum monthly payment is $100.00. Actual Annual Percentage Rate (APR) is based on an index and may vary according to creditworthiness, loan-to-value and terms of the loan.
Home Equity Loans
1st Lien Home Equity Loan – Call us for rates @ 610.326.3705
Home Equity Loans 80% LTV
| Term | *APR as low as (Primary Residence) | *APR as low as (Investment) |
|---|---|---|
| 0 to 36 Months | 6.00% | 9.75% |
| 37 to 72 Months | 6.25% | 10.00% |
| 73 to 120 Months | 6.75% | 10.75% |
| 121 to 180 Months | 7.25% | 11.00% |
| 181 to 240 Months | 7.75% | N/A |
*APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered. Actual Annual Percentage Rate (APR) may vary based on creditworthiness, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Loan Payment Example: $10,000 for 240 months at a rate of 7.75% APR is a monthly payment of $82.09.
Home Equity Loans 90% LTV
| Term | *APR as low as |
|---|---|
| 0 to 36 Months | 7.00% |
| 37 to 72 Months | 7.25% |
| 73 to 120 Months | 7.75% |
| 121 to 180 Months | 8.25% |
| 181 to 240 Months | 8.75% |
APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered. Actual Annual Percentage Rate (APR) may vary based on creditworthiness, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Loan Payment Example: $10,000 for 240 months at a rate of 8.75% APR is a monthly payment of $88.37.
New & Used Motor Homes, RVs & Trailers
| Term | *APR as low as |
|---|---|
| *0 to 72 Months | 6.99% |
| *73 to 144 Months | 7.74% |
| * 61 to 72 Months (Minimum Loan Amount – $15,000) *73 to 144 Months (Minimum Loan Amount – $25,000) |
APR = Annual Percentage Rate. Rate is subject to change. The rate stated is the lowest rate offered. Rates above assume mileage less than 100,000 and include a .25% discount for automatic payment from a TCAFCU account. Maximum LTV is 90%. Actual Annual Percentage Rate (APR) may vary based on creditworthiness, age of vehicle, loan-to-value, mileage and terms of the loan. Not all members will qualify for the lowest rate. Loan Payment Example: $15,000 for 72 months at a rate of 6.99% APR is a monthly payment of $255.66 Rate disclosed includes .25% discount for automatic payment from a TCAFCU account.
New Auto & Motorcycles (2027-2025)
| Term | *APR as low as |
|---|---|
| 0 to 36 Months | 4.49% |
| 37 to 60 Months | 4.74% |
| 61 to 72 Months (Minimum Loan Amount – $15,000) | 5.49% |
| 73 to 84 Months (Minimum Loan Amount – $25,000) | 6.49% |
*APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered and assume less than 90% loan to value. Actual Annual Percentage Rate(APR) may vary based on creditworthiness, age of vehicle, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Auto Loan Payment Example: $10,000 for 36 months at a rate of 4.49% APR is a monthly payment of $297.42. Rate disclosed includes .25% discount for automatic payment from a TCAFCU account.
Older Used Auto & Motorcycles (2018 or Older)
| Term | *APR as low as |
|---|---|
| 0 to 48 Months | 6.74% |
| 49 to 60 Months | 6.99% |
*APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered and assume less than 90% loan to value and mileage less than 100,000. Actual Annual Percentage Rate(APR) may vary based on creditworthiness, age of vehicle, loan-to-value, mileage and terms of the loan. Not all members will qualify for the lowest rate. Auto Loan Payment Example: $10,000 for 48 months at a rate of 6.74% APR is a monthly payment of $238.26. Rate disclosed includes .25% discount for automatic payment from a TCAFCU account.
Personal Line of Credit
| Product | *APR as low as |
|---|---|
| Personal Line of Credit | 10.50% |
Personal Savings & Checking
| Personal Savings & Checking | Minimum Balance to Earn APY* | Dividend Rate | Rate |
|---|---|---|---|
| Share Account | $0.00 | 0.05 | 0.05 |
| Club & Alternate Savings Accounts | $0.00 | 0.05 | 0.05 |
| High Rate Checking | $0.00 | 4.889 | 5.00 |
| High Rate Savings | $0.00 | 1.982 | 2.00 |
| Interest Checking Account | $700.00 | 0.05 | 0.05 |
| Money Market Plus | $0.00 – $2,499.99 | 0.00 | 0.00 |
| Money Market Plus | $2,500.00 – $49,999.99 | 1.20 | 1.20 |
| Money Market Plus | $50,000.00 – $99,999.99 | 1.40 | 1.40 |
| Money Market Plus | $100,000.00 + | 1.60 | 1.60 |
| IRA Share Account | $0.00 | 0.10 | 0.10 |
Share Secured Loans
| Secured Percentage | Term | Rate |
|---|---|---|
| 100% Share Secured | 0 to 60 months | Share Rate or Certificate Rate plus 4.50% |
| 75% Share Secured | 0 to 60 months | Share Rate or Certificate Rate plus 5.50% |
| 50% Share Secured | 0 to 60 months | Share Rate or Certificate Rate plus 6.50% |
Unsecured Loans
| Term | *APR as low as |
|---|---|
| 0-60 months | 8.75% |
*APR = Annual Percentage Rate. Rate is subject to change without notice. The rate stated above is the lowest rate offered. Actual Annual Percentage Rate(APR) may vary and not all members will qualify for the lowest rate. Unsecured Loan Payment Example: $10,000 for 60 months at a rate of 8.75% APR is a monthly payment of $206.37. Rate disclosed includes .25% discount for automatic payment from a TCAFCU account.
Used Auto & Motorcycles (2025-2019)
| Term | *APR as low as |
|---|---|
| 0 to 36 Months | 4.49% |
| 37 to 60 Months | 4.74% |
| 61 to 72 Months (Minimum Loan Amount – $15,000) | 5.49% |
| 73 to 84 Months (Minimum Loan Amount – $25,000) | 6.49% |
*APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered and assume less than 90% loan to value. Actual Annual Percentage Rate(APR) may vary based on creditworthiness, age of vehicle, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Auto Loan Payment Example: $10,000 for 36 months at a rate of 4.49% APR is a monthly payment of $297.42. Rate disclosed includes .25% discount for automatic payment from a TCAFCU account.
