Fee Schedule

As of 08/16/2023:

Savings Account Fees

Savings Account Fees
Fee Description	Fee Amount
Account Closing Fee – if open less than 90 days	$5.00
Inactive Fee, after 12 months of inactivity	$10.00 per month

(Inactive Fee will be waived for members under age 18)

Checking Account Fees
Fee Description	Fee Amount
Non Sufficient or Uncollected Funds	$33.00 per item
Privilege Pay Fee	$33.00 per item
Stop Payment – per check or series	$25.00
Check Copy Fee	$5.00 per check
Certified Check	$5.00 per check
Check Printing	Prices vary depending upon style
Interest Checking Below Minimum Fee ($700 minimum balance)	$7.00
Online Bill Pay	Free

Money Market Plus Fees
Fee Description	Fee Amount
Under Minimum Withdrawal Fee	$15.00 per check
Non Sufficient or Uncollected Funds	$33.00 per check
Stop Payment – per check or series	$25.00

Wire Fees
Fee Description	Fee Amount
Incoming Wire Transfer	Free
Outgoing Domestic Wire Transfer	$20.00 per wire
Outgoing International Wire Transfer	$40.00 per wire

Loan Fees
Fee Description	Fee Amount
Faxed Loan Payoff – Real Estate Loans	$10.00
Subordination Fee	$250.00
Loan Modification Fee	$25.00
CPI Administration Fee	$30.00
Title Recording Fees	varies by state

Visa Debit Card
Fee Description	Fee Amount
Monthly Fee ( waived for Interest Checking; Direct Checking w/active Direct Deposit; and Student Checking)	$1.25 per month
Withdrawals less than $25.00	$2.00
Card Replacement Fee – Lost Cards	$5.00
Return of ATM Deposit	$15.00
Empty Envelope Deposit	$15.00

Credit Cards
Fee Description	Fee Amount
Credit Card Rush Fee	$15.00
Credit Card Replacement Fee	$5.00
Credit Card Statement Copy / Per Statement	$3.00
Credit Card Late Payment Fee	up to $25.00
Credit Card Returned Payment Fee	up to $25.00
Design Your Own Card Program Fee (New Cards)	$10.00
Design Your Own Card Program Fee (Reissued or Renewed Cards)	$5.00

Miscellaneous Fees
Fee Description	Fee Amount
Copy of Deposited Item	$5.00
Overnight Delivery Fee	$25.00
Deposited Item Return Fee	$15.00
Gift Checks	$2.50 per check
3rd Party Payable Corporate Check	$3.00
Statement Copy	$5.00 per statement
Corporate Check Copy	$5.00 per copy
Non Sufficient or Uncollected Funds Fee on ACH Debits	$33.00
Stop Payment Fee on ACH Debits	$25.00
Failure to Notify of Address Change	$15.00
Account Reconciliation	$25.00 per hour
Levy Fee	$100.00
Escheat Fee	$100.00
Signature Guaranteed / Medallion Guaranteed	$5.00
Coin Machine Fee (For Members)	Free
Coin Machine Fee ( For Non Members)	5% of Deposit
CARFAX Report – per report	15.00
IRA Transfer Fee	$30.00
Garnishment Fee	$100.00
Automatic Overdraft Transfer Fee	$5.00
Gift Cards	$4.95
Travel Cards	$4.95
Prepaid Debit Cards	$4.95
Convenience Fee	$15.00