Our History

What is Tri County Area FCU?

Tri County Area FCU (TCAFCU) is a full-service financial institution offering a broad range of benefits and friendly, convenient service right here in our community. We have been serving our community for over 70 years! We continue to grow as the area grows. Unlike traditional banks, we don’t have stockholders. So, when you join our Credit Union, you become an owner of our credit union. We exist solely to meet your financial needs. We’ve continued to stay active in our community and unlike other financial institutions; we take the time to listen to ensure better products and services.

You can also rest assured that your money is safe. All deposit accounts are insured up to $250,000 by the National Credit Union Administration Insurance Fund, a federal agency. Once you open a savings account, you become a lifetime member regardless of where you live or work as long as you maintain your account in good standing.

So, compare us against other institutions. you’ll see why more than 14,000 people in our community have selected Tri County Area Federal Credit Union to be their financial institution.

TCAFCU Mission

To be your trusted financial partner as you navigate through life’s journey.


To be the best place to borrow and save in the Tri County Area, by offering affordable products and services, providing efficient technologies and cultivating relationships within our diverse communities.

TCAFCU Value Statement

We will fulfill our mission by educating, empowering and encouraging our members to realize their potential and achieve their goals.

The Credit Union Movement

Credit unions were formed in Europe in the early 1800’s based on a simple premise: that people could pool their money together and make loans to each other.

It wasn’t until the beginning of the 20th century that the idea crossed the Atlantic into Canada. Although the first credit union act was passed in Massachusetts in 1909, it wasn’t until the 1920’s and 30’s that the credit union movement really took off in the United States. By 1935, more than 3,300 credit unions in 39 states were serving 641,800 members.

Today’s credit unions have evolved to provide the wide range of financial products and services that members need and want. Credit unions represent one of the strongest financial networks in the world while continuing to uphold the founding philosophy of service to members, a sense of social responsibility and cooperative uniqueness. As of August 2014, credit unions surpassed the 100 million members mark, a significant milestone that’s a testament to their business structure. The motto of the credit union movement is “People Helping People”.