You deserve a checking account that’s a perfect fit.

At TCAFCU, we understand that our members have unique financial needs.  We offer four types of checking accounts for you to choose from as you navigate through life’s journey.  Whichever option you choose, you can enjoy:

  • One free box of checks when you open your account.
  • Overdraft protection from a savings account.
  • 24/7 access through online banking & our mobile app!
  • Unlimited check writing
  • Online/Mobile banking to make managing your account easy!
  • Access to over 38,000 Surcharge Free ATM’s!

Budgeting Basics (new window/tab)

Checking Account Comparison
Account Type Minimum Balance Direct Deposit Required Earns Dividends Debit Card Monthly Service Fees Age Requirements
Direct Checking None Yes No Free w/unlimited transactions ($1.25 monthly fee is waived w/direct deposit) None 18+
Basic Checking None No No $1.25 / month None 18+
Interest Checking $700 No Yes, w/$700 minimum balance Free w/unlimited transactions None 18+
Student Checking None No No Free w/unlimited transactions None 13-23