You deserve a checking account that’s a perfect fit.

At TCAFCU, we understand that our members have unique financial needs.  We offer four types of checking accounts for you to choose from as you navigate through life’s journey.  Whichever option you choose, you can enjoy:

  • Instant issue debit cards
  • 24/ access through Online Banking and our mobile app
  • Access to thousands of Surcharge Free ATMs
  • One free box of checks when you open your account
  • Unlimited check writing
  • Overdraft protection from a savings account.

Free Student Checking Accounts
Need a place to deposit your paycheck and start managing your money? Our Free Student Checking Accounts are a great way to get started. Available for ages 13-23.

  • Free checking account
  • Free instant issues debit cards with unlimited transactions
  • Direct deposit capabilities
  • No minimum balance
  • No monthly service fees
  • Access to thousands of Surcharge Free ATMs

Budgeting Basics (new window/tab)

Open a Checking Account

Account TypeMinimum BalanceDirect Deposit RequiredEarns DividendsDebit CardMonthly Service FeesAge Requirements
Direct CheckingNoneYesNoFree w/unlimited transactions ($1.25 monthly fee is waived w/direct deposit)None18+
Basic CheckingNoneNoNo$1.25 / monthNone18+
Interest Checking$700NoYes, w/$700 minimum balanceFree w/unlimited transactionsNone18+
Student CheckingNoneNoNoFree w/unlimited transactionsNone13-23