You deserve a checking account that’s a perfect fit.

At TCAFCU, we understand that our members have unique financial needs.   So, when it came to an account made for everyday spending, we knew we needed to offer more than one basic option.   Our four checking accounts were created with our members, and their different lifestyles in mind.  Whichever option you choose, you can enjoy:

  • One free box of checks when you open your account.
  • Overdraft protection from a savings account.
  • 24/7 access through online banking & our mobile app!
  • Unlimited check writing
  • Access to over 38,000 Surcharge Free ATM’s!

Budgeting Basics (new window/tab)

Checking Account Comparison
Account Type Minimum Balance Direct Deposit Required Earns Dividends Debit Card Monthly Service Fees Age Requirements
Direct Checking None Yes No Free w/unlimited transactions ($1.25 monthly fee is waived w/direct deposit) None 18+
Basic Checking None No No $1.25 / month None 18+
Interest Checking $700 No Yes, w/$700 minimum balance Free w/unlimited transactions None 18+
Student Checking None No No Free w/unlimited transactions None 13-23

Student Checking Promotion Details:  *$25 will be deposited to New Student Checking account at the time of account opening. Account must remain open for at least 60 days.  New Student Checking accounts only. One offer per person. May not be combined with any other offer. Offer valid 3/1/23 – 5/31/23.  **Minimum age for student checking and debit card is 13 years of age when a parent or guardian is on the account with the student.


IMPORTANT MESSAGE: All members who normally receive a monthly statement, will receive a paper copy of their May statement in the mail. Learn more