Personal Loans

Need A Little Extra Cash to Make This Season Brighter?

Our low rate personal loans and credit cards can help you stay on track when you start your holiday spending.

Personal Loans

  • Rates and terms available up to 60 months!
  • Low, competitive rates
  • No hidden fees or prepayment penalties

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Personal/Unsecured Loans
Term Rate – *APR as low as
0-60 months 8.75%
*APR = Annual Percentage Rate. Rate is subject to change without notice. The rates stated above are the lowest rates offered and include .25% discount for automatic payment from a TCAFCU account. Actual Annual Percentage Rate(APR) may vary and not all members will qualify for the lowest rate. Unsecured Loan Payment Example: $10,000 for 60 months at a rate of 8.75% APR is a monthly payment of $206.37

Credit Cards

Credit Cards
Product *APR as low as
Visa Platinum – Low Rate 8.15%
Visa Platinum – Rewards 10.15%
Visa Platinum – Cash Back (Earn 1.5% Cash Back) 11.15%
Visa Platinum Balance Transfer Rate 1.00% for 12 months

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*The Annual Percentage Rate of 1.00%, which is a monthly periodic rate of 0.0833%, is for 12 months from the issuance of the balance transfer. When the discounted rate expires, the APR on existing balances will increase to the new non-discount rate on the first day of the billing cycle. These rates are subject to change without notice. Existing balances, new purchases and cash advances will accrue interest at the regular APR. Internal balance transfers are not eligible for the promotional rate.

Personal Line of Credit

A personal line of credit gives you access to extra cash whenever you need it. For extra security you may use a personal line of credit to provide overdraft protection for your Tri County Area FCU checking account.

Personal Line of Credit
Personal Line of Credit Rate – *APR as low as
Personal Line of Credit 10.50%
*APR = Annual Percentage Rate. Rate is subject to change.  Actual Annual Percentage Rate(APR) may vary and not all members will qualify for the lowest rate.

Share Secured Loans

A share secured loan will help you establish credit or rebuild your credit history.

Share Secured Loans
Share Secured Loans Term Rate
100% Share Secured 0 to 60 months Share Rate or Certificate Rate plus 4.50%
75% Share Secured 0 to 60 months Share Rate or Certificate Rate plus 5.50%
50% Share Secured 0 to 60 months Share Rate or Certificate Rate plus 6.50%

Need to get a payment here fast? We now accept payments by credit card! For more information, contact a Lending Specialist at 610.326.3705, option 5.