Home Equity Loans and Lines of Credit

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A Home Equity Loan or Line of Credit can give you the money you need at an affordable rate that will save you plenty!


Home Equity Loans

  • Fixed Rate Terms up to 180 months
  • Can be used for many purposes
  • Possible tax benefits – (Consult a tax advisor)
Home Equity Loans 80% LTV*APR as low as (Primary Residence)*APR as low as(Investment)
0 to 36 Months3.00%5.50%
37 to 72 Months3.25%5.75%
73 to 120 Months4.00%6.50%
121 to 180 Months4.25%6.75%
*APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered. Actual Annual Percentage Rate (APR) may vary based on creditworthiness, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Loan Payment Example: $10,000 for 180 months at a rate of 4.25% APR is a monthly payment of $75.23.
Home Equity Loans 90% LTV*APR as low as
0 to 36 Months4.00%
37 to 72 Months4.25%
73 to 120 Months5.00%
121 to 180 Months5.25%
APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered. Actual Annual Percentage Rate (APR) may vary based on creditworthiness, loan-to-value and terms of the loan. Not all members will qualify for the lowest rate. Loan Payment Example: $10,000 for 180 months at a rate of 5.25% APR is a monthly payment of $80.39.

Home Equity Line of Credit

  • Variable rate line of credit
  • Ability to draw cash as needed
  • Possible tax benefits (Consult a tax advisor)
Home Equity Line of Credit*APR as low as
(Primary Residence)
*APR as low as
(Investment)
Home Equity Line of Credit – 80% LTV4.00%
5.00%
Home Equity Line of Credit – 90% LTV4.50%NA
The Home Equity Line of Credit has a variable rate feature and the Annual Percentage Rate (APR) and the monthly minimum payment can change as a result. This variable rate is based on prime and can change quarterly. Your rate will not be less than 4% APR (floor rate) or greater than 18% APR (maximum allowed by law). The minimum monthly payment is $100.00

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Need to get a payment here fast? We now accept payments by credit card!  For more information, contact a Loan Specialist at 610.326.3705!