Personal

Personal Loans

New gadgets for the kids, fine jewelry for grandma and don’t forget to book that romantic trip for your significant other.  You want to give your family gifts they will remember this holiday season, and we want to help!  Our Holiday Loans start at 5.99% APR for 12 months and include flexible terms with affordable payment options so your whole family can wake up smiling on Christmas morning.   Apply today and cozy up to the holiday season you deserve!

Unsecured Loans
Term Rate – *APR as low as
0-12 months (Special Holiday Loan Rate)** 5.99%**
0-60 months 9.25%
*APR = Annual Percentage Rate. Rate is subject to change. The rates stated above are the lowest rates offered and include .25% discount for automatic payment from a TCAFCU account. Actual Annual Percentage Rate(APR) may vary and not all members will qualify for the lowest rate. Unsecured Loan Payment Example: $10,000 for 60 months at a rate of 9.25% APR is a monthly payment of $208.80.

**APR = Annual Percentage Rate. Rate is subject to change.  This promotional rate is the lowest rate offered on personal loans and includes a .25% discount for automatic payment from a TCAFCU account.   Actual Annual Percentage Rate(APR) may vary and not all members will qualify for the lowest rate.  Loan Payment Example: $1,000 for 12 months at a rate of 5.99% APR is a monthly payment of $86.06.  Offer ends 12/31/2019

Personal Line of Credit

A personal line of credit gives you access to extra cash whenever you need it. For extra security you may use a personal line of credit to provide overdraft protection for your Tri County Area FCU checking account.

Personal Line of Credit
Personal Line of Credit Rate – *APR as low as
Personal Line of Credit 10.50%
*APR = Annual Percentage Rate. Rate is subject to change.  Actual Annual Percentage Rate(APR) may vary and not all members will qualify for the lowest rate.

Share Secured Loans

A share secured loan will help you establish credit or rebuild your credit history.

Share Secured Loans
Share Secured Loans Term Rate
100% Share Secured 0 to 60 months Share Rate or Certificate Rate plus 4.50%
75% Share Secured 0 to 60 months Share Rate or Certificate Rate plus 5.50%
50% Share Secured 0 to 60 months Share Rate or Certificate Rate plus 6.50%

Apply Now

Need to get a payment here fast? We now accept payments by credit card! For more information, contact a Lending Specialist at 610.326.3705!