Fee Schedule

Savings Account Fees

Account Closing Fee – if open less than 90 days$5.00
Inactive Fee, after 12 months of inactivity

(Inactive Fee will be waived for members under age 18)
$5.00 per month

Checking Account Fees

Non Sufficient or Uncollected Funds$30.00 per item
Privilege Pay Fee$30.00 per item
Stop Payment – per check or series$20.00
Check Copy Fee$5.00 per check
Certified Check$5.00 per check
Check PrintingPrices vary depending upon style
Interest Checking Below Minimum Fee

($700 minimum balance)
$7.00
Online Bill PayerFree

Money Market Plus Fees

Under Minimum Withdrawal Fee$15.00 per check
Non Sufficient or Uncollected Funds$30.00 per check
Stop Payment – per check or series$20.00

Wire Fees

Incoming Wire TransferFree
Outgoing Domestic Wire Transfer$20.00 per wire
Outgoing International Wire Transfer$40.00 per wire
Western Union Quick Cash

Domestic Wire Transfers
$20.00 per wire
Western Union Quick Cash

International Wire Transfers
$30.00 per wire
Under $500, $20.00 plus 2% of principal over $500

Safe Deposit Box

3 X 5$30.00 Annually
3 X 10$40.00 Annually
5 X 10$50.00 Annually
10 X 10$80.00 Annually
Drilling of Box$125.00
Key Replacement$25.00
Inventory Fee$40.00

Loan Fees

Faxed Loan Payoff – Real Estate Loans$10.00
Subordination Fee$100.00
Loan Modification Fee$25.00
CPI Administration Fee$30.00
Title Recording Feesvaries by state

STAR ATM

Withdrawals/Transfers (after 6 free per month)$0.75
Withdrawals less than $25.00$2.00
Inquiry$1.00
POS/DepositsFree
Annual Card Fee$7.50
Card Replacement Fee – Lost Cards$5.00
Return of ATM Deposit$15.00
Empty Envelope Deposit$15.00

Visa Check Card (unlimited transactions)

Monthly Fee ( waived for Interest Checking; Direct Checking w/active Direct Deposit; and Student Checking)$1.25 per month
Withdrawals less than $25.00$2.00
Card Replacement Fee – Lost Cards$5.00
Return of ATM Deposit$15.00
Empty Envelope Deposit$15.00

Credit Cards

Credit Card Rush Fee$15.00
Credit Card Replacement Fee$5.00
Credit Card Statement Copy / Per Statement$3.00
Credit Card Late Payment Feeup to $25.00
Credit Card Returned Payment Feeup to $25.00
Design Your Own Card Program Fee (New Cards)$10.00
Design Your Own Card Program Fee

(Reissued or Renewed Cards)
$5.00

Miscellaneous Fees

Copy of Deposited Item$5.00
Foreign Item Collection Fee$5.00
Overnight Delivery Fee$20.00
Deposited Item Return Fee$15.00
Traveler’s ChecksFree
Traveler’s Checks for Two$1.50 per $100.00
Gift Checks$2.50 per check
3rd Party Payable Corporate Check$3.00
Statement Copy$5.00 per statement
Corporate Check Copy$5.00 per copy
Non Sufficient or Uncollected Funds Fee on ACH Debits$30.00
Stop Payment Fee on ACH Debits$20.00
Failure to Notify of Address Change$5.00
Account Reconciliation$25.00 per hour
Levy Fee$100.00
Escheat Fee$100.00
Signature Guaranteed / Medallion Guaranteed$5.00
Coin Machine Fee (For Members)Free
Coin Machine Fee ( For Non Members)5% of Deposit
CARFAX Report – per report15.00
IRA Transfer Fee$30.00
Garnishment Fee$100.00
Automatic Overdraft Transfer Fee$5.00
Gift Cards$2.50
Travel Cards$4.95
Prepaid Debit Cards$4.95
Convenience Fee$15.00