Fee Schedule

Savings Account Fees

Savings Account Fees
Fee Description Fee Amount
Account Closing Fee – if open less than 90 days $5.00
Inactive Fee, after 12 months of inactivity $5.00 per month

(Inactive Fee will be waived for members under age 18)

Checking Account Fees

Checking Account Fees
Fee Description Fee Amount
Non Sufficient or Uncollected Funds $30.00 per item
Privilege Pay Fee $30.00 per item
Stop Payment – per check or series $20.00
Check Copy Fee $5.00 per check
Certified Check $5.00 per check
Check Printing Prices vary depending upon style
Interest Checking Below Minimum Fee ($700 minimum balance) $7.00
Online Bill Payer Free

Money Market Plus Fees

Money Market Plus Fees
Fee Description Fee Amount
Under Minimum Withdrawal Fee $15.00 per check
Non Sufficient or Uncollected Funds $30.00 per check
Stop Payment – per check or series $20.00

Wire Fees

Wire Fees
Fee Description Fee Amount
Incoming Wire Transfer Free
Outgoing Domestic Wire Transfer $20.00 per wire
Outgoing International Wire Transfer $40.00 per wire
Domestic Wire Transfers (Western Union Quick Cash) $20.00 per wire
International Wire Transfers (Western Union Quick Cash) $30.00 per wire

Under $500, $20.00 plus 2% of principal over $500

Safe Deposit Box

Safe Deposit Box
Fee Description Fee Amount
3 X 5 $30.00 Annually
3 X 10 $40.00 Annually
5 X 10 $50.00 Annually
10 X 10 $80.00 Annually
Drilling of Box $125.00
Key Replacement $25.00
Inventory Fee $40.00

Loan Fees

Loan Fees
Fee Description Fee Amount
Faxed Loan Payoff – Real Estate Loans $10.00
Subordination Fee $100.00
Loan Modification Fee $25.00
CPI Administration Fee $30.00
Title Recording Fees varies by state

STAR ATM

STAR ATM
Fee Description Fee Amount
Withdrawals/Transfers (after 6 free per month) $0.75
Withdrawals less than $25.00 $2.00
Inquiry $1.00
POS/Deposits Free
Annual Card Fee $7.50
Card Replacement Fee – Lost Cards $5.00
Return of ATM Deposit $15.00
Empty Envelope Deposit $15.00

Visa Check Card (unlimited transactions)

Visa Check Card (unlimited transactions)
Fee Description Fee Amount
Monthly Fee ( waived for Interest Checking; Direct Checking w/active Direct Deposit; and Student Checking) $1.25 per month
Withdrawals less than $25.00 $2.00
Card Replacement Fee – Lost Cards $5.00
Return of ATM Deposit $15.00
Empty Envelope Deposit $15.00

Credit Cards

Credit Cards
Fee Description Fee Amount
Credit Card Rush Fee $15.00
Credit Card Replacement Fee $5.00
Credit Card Statement Copy / Per Statement $3.00
Credit Card Late Payment Fee up to $25.00
Credit Card Returned Payment Fee up to $25.00
Design Your Own Card Program Fee (New Cards) $10.00
Design Your Own Card Program Fee (Reissued or Renewed Cards) $5.00

Miscellaneous Fees

Miscellaneous Fees
Fee Description Fee Amount
Copy of Deposited Item $5.00
Foreign Item Collection Fee $5.00
Overnight Delivery Fee $20.00
Deposited Item Return Fee $15.00
Traveler’s Checks Free
Traveler’s Checks for Two $1.50 per $100.00
Gift Checks $2.50 per check
3rd Party Payable Corporate Check $3.00
Statement Copy $5.00 per statement
Corporate Check Copy $5.00 per copy
Non Sufficient or Uncollected Funds Fee on ACH Debits $30.00
Stop Payment Fee on ACH Debits $20.00
Failure to Notify of Address Change $5.00
Account Reconciliation $25.00 per hour
Levy Fee $100.00
Escheat Fee $100.00
Signature Guaranteed / Medallion Guaranteed $5.00
Coin Machine Fee (For Members) Free
Coin Machine Fee ( For Non Members) 5% of Deposit
CARFAX Report – per report 15.00
IRA Transfer Fee $30.00
Garnishment Fee $100.00
Automatic Overdraft Transfer Fee $5.00
Gift Cards $2.50
Travel Cards $4.95
Prepaid Debit Cards $4.95
Convenience Fee $15.00