Homeownership has Value

Whether you dream of renovating your kitchen, funding a college education or even consolidating debt, a Home Equity Loan or a Home Equity Line of Credit can help turn that dream into a reality. Tap into your home’s equity with a loan tailored to you and get extra funds on hand for whatever it is you need.

Receive a $200 Visa Gift Card with a Home Equity Loan or HELOC!* 

Choose the option that is right for you:

Home Equity Loan

  • Receive funds in a lump sum and enjoy a fixed rate
  • Flexible terms up to 180 months
  • Up to 90% LTV

Home Equity Line of Credit

  • Variable rate line of credit
  • Ability to draw cash as needed
  • Only pay interest on the funds you use


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*$200 Visa Gift Card will be given at loan closing for new home equity loans and home equity lines of credit > $10,000, secured by a primary residence. Not valid on refinancing of current TCAFCU Loans. One offer per member. Offer valid on applications submitted between May 1, 2021 and June 30, 2021